Investec means Investec Bank plc, its subsidiaries and affiliate companies. Investec Bank plc is registered in England under company number 00489604 and has its registered office at 30 Gresham Street, London EC2V 7QP. References to “we”, “our” or “us” are references to Investec.
Investec APIs means the application programming interfaces developed and provided by Investec that are made available to users through the Investec Developer Portal.
Investec Developer Portal means our technology platform through which you can use and test the Investec APIs, and which can be accessed on our website here:
Intellectual Property Rights means any right, title or interest in: copyrights, rights in databases, patents, inventions, patents, trademarks, trade names, goodwill, rights in internet domain names and website addresses, designs, know how, trade secrets and other rights in confidential information, whether registered, unregistered or not capable of being registered in any country or jurisdiction, including all other rights having equivalent or similar affects which may now or in the future subsist anywhere in the world.
You or your means any person accessing the Investec Developer Portal or using the Investec APIs.
3. Changes to the Investec APIs
3.1 We may modify, enhance, amend or replace the Investec APIs from time to time, and may change the content or services made available to you via the Investec Developer Portal and/or the Investec APIs at any time. We may add new features or discontinue existing features without any notice to you.
3.2 By continuing to use, and have access to, the Investec Developer Portal and the Investec APIs, you agree to accept any changes we make to them. If you do not agree with any changes we effect, please do not continue to use the Investec Developer Portal or the Investec APIs.
4. Permitted Use
4.1 We grant you a revocable, non-exclusive, royalty-free, non-transferable, non-sub-licensable licence to access and use the Investec APIs for the purpose of providing an account information service, a payment initiation service, and testing the Investec APIs with your systems and services (the “purpose”).
4.2 You may:
(a) access data and other content ("content") made available to you through your configuration of the Investec APIs; and/or
(b) integrate the Investec APIs into your system, solely in order to fulfil the purpose.
4.3 Our website may contain links to other websites, which are not under our control. The links to other sites are for your convenience and we do not accept any responsibility or liability for enabling you to link to any other website, for the contents of any other website, for the security of any other website, or for any consequence of your acting upon the contents of such website.
4.4 You will ensure that you comply with all laws in connection with your use of the Investec Developer Portal and the Investec APIs.
5. Prohibitions on Use
5.1 Except as may be permitted under applicable law, you must not use the Investec Developer Portal or the Investec APIs:
(a) for any purpose which is unlawful, abusive, libellous, obscene or threatening;
(c) either in whole or in part, attempt to reverse engineer, reverse compile, decompile, disassemble, deconstruct, or otherwise reduce to human-perceivable form all or any part of the Investec APIs;
(d) access all or any part of the Investec APIs in order to build a product or service which competes with the Investec APIs;
(e) use the Investec APIs to provide services to third parties;
(f) license, sell, rent, lease, transfer, assign, distribute, display, disclose, or otherwise commercially exploit, or otherwise make the Investec APIs available to any third party;
(g) use the Investec APIs in a manner that is contrary to applicable law;
(h) misuse the Investec Developer Portal and/or the Investec APIs by knowingly or unknowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful;
(i) for any purpose that could, or could potentially, infringe the Intellectual Property Rights, privacy, confidentiality or other rights of Investec or any third party; or
(j) for any other purpose other than that for which your access was granted.
6. Intellectual Property Rights and Content Ownership
6.1 All Intellectual Property Rights that subsist in the Investec Developer Portal, and anything contained in the Investec Developer Portal and the Investec APIs, belong to us or are licenced to us to use. We and our licensors reserve all rights in, and to, the Investec Developer Portal and the Investec APIs.
7. Access, Availability and Non-Reliance
7.1 We do not guarantee that the availability of, and access to, the Investec APIs, or any content accessible through them, will always be available or uninterrupted. Access to the Investec APIs is permitted on a temporary basis and at our sole discretion.
7.2 We do not guarantee that the Investec APIs, or any content accessible through the Investec APIs, or contained on the Investec Developer Portal, will be free from errors or omissions.
7.3 You are responsible for making all arrangements necessary for you to have access to the Investec APIs.
8. Your account and password
8.2 You are responsible for your access to the Investec APIs and for all activities that occur under your account details.
8.3 If you know or suspect that anyone other than you knows your user identification code or password, you must notify us immediately.
9.1 We may suspend your access to, or suspend, withdraw, discontinue or change, all or any part of the Investec APIs and the Investec Developer Portal at any time without notice at our sole discretion.
10. No representations and warranties
(b) all access to the Investec Developer Portal and the Investec APIs are made available to you on an "as is" and "as available" basis.
10.2 We make no representations, warranties or guarantees, whether express or implied, that the Investec Developer Portal or the Investec APIs (including any data obtained via them) is accurate, complete or up-to-date.
11. Limitation of our Liability
11.2 To the full extent permitted by law, we will not be liable to you or any other user for any loss or damage (whether direct or indirect), whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
(a) your use of, or inability to use, the Investec Developer Portal or the Investec APIs; or
(b) your use of, or reliance on, any content accessed through the Investec Developer Portal or the Investec APIs.
11.3 We will not be liable for (in each case, whether arising directly or indirectly):
(a) loss of profits, sales, business, or revenue; business interruption;
(b) loss or corruption of data;
(c) loss of anticipated savings;
(d) loss of business opportunity, goodwill or reputation, and nor will we be liable for any indirect or consequential loss or damage.
11.4 We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Investec APIs or to your downloading of any content accessible through the Investec APIs.
11.5 We will not be liable to you if for any reason the Investec APIs are unavailable at any time or for any period.
12.1 We do not guarantee that the Investec APIs will be secure or free from bugs or viruses.
12.2 You are responsible for configuring your information technology, computer programmes and platform in order to access the Investec APIs. You should use your own virus protection software.